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There are more drivers hitting the road every year. This could lead to a higher possibility of a car accident. If you get in a car crash, the auto insurance you own can make a large difference in the experience you have. So how can you find out what type of car insurance you need and how much to buy? Your car insurance may be able to pay for car crash expenses ranging from car repairs to replacement costs. Without insurance, you risk having to pay the total price of any harm you cause others or of repairing or replacing your car if it is damaged or stolen. Liability: This kind of insurance will pay for the damage that you are responsible for. These damages might include personal injury, and property damage. It can also cover your legal fees if you are sued. State laws usually require standard amounts, but higher amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury protection pays for all medical treatment for you or other people in your car, no matter who was responsible for the accident. It is commonly referred to as no-fault coverage. The minimum amount of personal injury protection is typically set by local government. Medical Payments: This type of coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. It pays for an insured person's reasonable medical or funeral expenses for bodily injury from a crash. Collision: Damages that occur from a car accident will be covered under this kind of car insurance. Comprehensive: This kind of insurance covers all non-collision damages. This could include flood damage, vandalism, and burglary. Uninsured Motorist: This pays for damages when an insured person is injured in a crash caused by a driver who does not have liability coverage. Under-Insured Motorist: Many drivers have liability insurance that can't pay for all the expenses they are supposed to take care of. This type of insurance protects you in accidents involving those drivers. Emergency road service, car rental, and other types of coverage can also be purchased. Golf Cart Insurance Clermont

Each year, more automobiles and drivers travel America's roads. With the increasing number of vehicles on the road, crashes are going to happen. The difference between a small aggravation and major obstacle can be the car insurance you own. How can you decide what insurance you need and how to buy it? Insurance requirements will differ by state/province, but usually include the following: Liability: It pays for the expenses you have caused to others in a car accident, including property damage and injury. Damages from bodily injury include medical fees, and lost wages. Property damage can refer to car repair costs and loss of use of property. If you are sued, this type of insurance will pay for your defense and court costs. Local laws usually mandate standard amounts, but larger amounts are available and very beneficial. Personal Injury Protection: Personal injury insurance is required in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of personal injury protection is typically set by local government. Medical Payments: Medical payment coverage can be purchased in non-no-fault states and will pay regardless of who is responsible for an accident. All reasonable medical or funeral expenses will be covered under this insurance coverage. Collision: Damages resulting from a car accident will be covered under this type of car insurance. Comprehensive: Protect your car from all non-collision damages when you buy this type of coverage. This includes protection from theft, vandalism, and fire or flood damage. Uninsured Motorist: Pays for damages when someone with insurance is in an accident caused by another person who does not have liability coverage. Under-Insured Motorist: Just like uninsured coverage, this type of insurance protects you against drivers without enough insurance coverage. Other types of coverage, like car rental, are also available. Auto Insurance Clermont