There are more cars and drivers hitting the road each year. This could lead to an increased likelihood of a collision. If you get in a car crash, the car insurance you have can make a big difference in how much you have to pay. So how can you find out what type of car insurance you need and the quantity you should buy? Car accidents can lead to many different expenses, which your car insurance might be able to pay for based on the type of coverage you have purchased. Auto insurance is mandated by law in all states and provinces. Without insurance, you run the risk of having to pay the full price of any harm you cause others. Liability: Personal injury and property damage that you have caused will be paid for under this type of insurance. If you are in legal trouble, this type of insurance will pay for your legal fees. State laws usually mandate minimum amounts, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury protection pays for hospital bills and other medical treatment for you or your passengers, regardless of who was responsible for the accident. It is commonly referred to as no-fault coverage. State government usually sets minimum amounts. Medical Payments: Medical payment coverage can be purchased in non-no-fault states; it will pay despite who may be responsible. This insurance will pay for an insured person's necessary medical or funeral expenses resulting from an accident. Collision: Damages resulting from a collision will be covered under this kind of car insurance. Comprehensive: Applies if your car is stolen or damaged by causes other than a wreck, including fire, wind, hail, flood or vandalism. Uninsured Motorist: If you are in an accident with a driver without insurance, this type of insurance coverage will protect you. Under-Insured Motorist: Just like uninsured motorist protection, this kind of insurance covers you from drivers without enough insurance protection. Other types of coverage, like car rental and emergency road service, are also available. Auto Insurance Quotes Clermont